Buying

Buying a home is an exciting experience, but it can feel a bit overwhelming if you don’t have the right information. Check out these helpful resources about the home buying process. When you’re ready, give Team Garcia NYC a call at 646-779-7200 to tour available homes in the Queens County, Brooklyn, East Elmhurst , Laurelton and Valley Stream areas.

Shot Gun

A briefcase of postcards, a nervous rookie, and a shotgun at the front door. Welcome to week one of real estate. Some lessons you can’t learn in a classroom. Over 24 years and 1,000+ homes later, every strategy I use was earned the hard way on the ground in Queens. Follow along for the unfiltered

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Guide

Online home estimates aren’t always accurate, and guessing your list price can cost you the sale. A home priced wrong sits on the market; a home priced well moves, even in today’s climate. Don’t leave your equity up to a website’s guess. I’ve compiled everything you need to know before you list into one simple

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Book a Call

Experience the difference of a hands-on agent. You deserve someone who stays by your side from the first conversation to long after the ink dries. Let’s build a real relationship based on trust and results. Book a call with me today, let’s talk real estate.

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The Appraiser

Ever wonder why some homes sell and others sit on the market? It starts with the price. There’s a massive difference between a “website estimate” and a “bank-approved valuation.” Don’t settle for an algorithm’s guess. Don’t list your home until you understand that difference.

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Short Sale

Don’t let the bank decide your future. Falling behind on your mortgage is stressful, but waiting for “magic” to happen isn’t a strategy. The longer you wait, the fewer options you have. You have more control than you think, but only if you act now. Save this for later or send it to someone who

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Pricing Guide

You’re leaving money on the table if your pricing strategy comes from a generic website. Your home isn’t a statistic; it’s a unique asset. Block-by-block, condition-by-condition, let’s get the real number. See how it’s done in my Pricing Guide.

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I Don’t Sell You

Stop looking for a “deal” and start looking for a feeling. When you’re touring, ignore the pitch and focus on how the space fits your life. If you feel forced to make an offer, it’s not the one. Finding a home is about the feeling you get the second you walk through the door.

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The Chain

Don’t get stuck in a broken chain. 🔗❌ Your sale depends on more than just the highest offer, it depends on the entire chain closing. Learn how to protect your deal before you sign.

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Buying

Mortgage rates collapsed by 47 basis points. Is this a turning point?

The 30-year fixed rate decreased this week to an average of 6.61%, down from last week’s 7.08% Some lenders have experienced a spike in borrowers’ demand for mortgage loans following last week’s rate collapse due to softer inflation data. However, according to executives and loan officers, it’s too early to say that this marks a turning point

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Buying

Home Prices Retreat in Nearly All Major Markets

According to the new Knock Sellers-Buyers Market Index, of the top-100 largest metropolitan markets, 98 of them reported home price declines in September, while 15 markets reported home prices falling by more than 10% from their highs set earlier this year.  So what does this mean? According to Knock, a confluence of events that led to the

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Buying

Mortgage Rates Eclipse 7%

For the first time in two-plus decades, the 30-year fixed-rate mortgage (FRM) has passed the 7% mark, as Freddie Mac reported the 30-year FRM averaging 7.08% with an average 0.8 point for the week ending October 27, 2022, up from last week when it averaged 6.94%. A year ago at this time, the 30-year FRM averaged more than half

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Buying

What’s Ahead for Home Prices?

As the housing market cools in response to the dramatic rise in mortgage rates, home price appreciation is cooling as well. And if you’re following along with headlines in the media, you’re probably seeing a wide range of opinions calling for everything from falling home prices to ongoing appreciation. But what’s true? What’s most likely to happen moving forward?

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